List of fees and charges
EMI return charges:
Rs. 649/-
Late Payment Charges:
2% per month for the overdue period on EMI
Loan Prepayment Charges:
4% on Balance Principal Outstanding from 13 to 24 months of EMI repayment.
3% on Balance Principal Outstanding from 25 to 36 months of EMI repayment.
2% on Balance Principal Outstanding beyond 36 months of EMI repayment.
Govt Taxes & Levies, as applicable would be charged additionally.
Prepayment is not allowed prior to completion/payment of 12 EMI.
Part payments are not allowed.
Loan Cancellation Charges:
Rs. NIL
Interest would be charged for the interim period between date of disbursement & date of loan cancellation and processing fees/stamp duty would be retained.
Duplicate Repayment Schedule Charges:
Rs. 200/-
CIBIL report copy charges:
Rs. 50/-
Date on which annual balance outstanding statement will be issued by HDFC Bank:
31st May every year