List of fees and charges

EMI return charges:

Rs. 649/-

Late Payment Charges:

2% per month for the overdue period on EMI

Loan Prepayment Charges:

4% on Balance Principal Outstanding from 13 to 24 months of EMI repayment.
3% on Balance Principal Outstanding from 25 to 36 months of EMI repayment.
2% on Balance Principal Outstanding beyond 36 months of EMI repayment.
Govt Taxes & Levies, as applicable would be charged additionally.
Prepayment is not allowed prior to completion/payment of 12 EMI.
Part payments are not allowed.

Loan Cancellation Charges:

Rs. NIL
Interest would be charged for the interim period between date of disbursement & date of loan cancellation and processing fees/stamp duty would be retained.

Duplicate Repayment Schedule Charges:

Rs. 200/-

CIBIL report copy charges:

Rs. 50/-

Date on which annual balance outstanding statement will be issued by HDFC Bank:

31st May every year