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Money made simple, by Google.

Built for India with all the features and rewards you love, plus much more.

Google Pay is the simplest way to send money home to your family, recharge your mobile, or pay the neighbourhood chaiwala.

Flex by Google Pay - Credit card simplified

Flex by Google Pay is built to simplify the credit card experience end-to-end, suited for India. Available exclusively on Google Pay, you can apply in minutes, use it everywhere just like UPI — from kiranas to your go-to-apps. Earn rewards and use them anytime on any Flex transaction. Repay your way with full control, right from the Google Pay app.

Flexible personal loans from trusted lenders

Get a simple, safe and flexible personal loan on Google Pay - with the amount and tenure you need. Loans are disbursed through trusted lending partners like DMI Finance, Aditya Birla Capital Limited, Bajaj Finance, Axis Bank, L&T Finance Limited, SMFG India Credit, IDFC FIRST Bank. Apply in Google Pay app for a hassle-free loan experience!

The simple way to send or receive money with anyone

Send or receive money with zero fees, straight from your bank account to almost anyone. You can send or receive money even if your contact is not on Google Pay. Split lunch with a friend, pay the rent, or send money to mom.

Shop, recharge, and more

Recharge your mobile in a tap and finish with those monthly bills on Google Pay. Now you’re free to go shopping - online, or in a store. We’ve got you covered with easy access to past transactions, so you’re always in control. Use it wherever you see UPI or Google Pay.

Shop here with Google Pay

Rewards that are endlessly rewarding

Earn scratch cards and other rewards as you use Google Pay worth up to ₹1,00,000*. You don’t need to hunt for coupon codes. If you win, your rewards go straight into your bank account.

*See full Terms and Conditions for all details including eligibility.

Money in your bank

Pay and receive money instantly using your existing bank accounts. No more reloading mobile wallet balances or withdrawal fees. It’s your money, made simple.

Google Pay works with all banks that support BHIM UPI.

Getting started is quick and easy

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Your money is protected

Google Pay protects your money with a world class security system that helps detect fraud and prevents hacking. Safeguard your account with your screen lock, such as your fingerprint. If you need assistance, please visit 'Help and Feedback' in the app to connect with a support specialist

Call us 24/7 at our toll-free support number: 1-800-419-0157

Some features and devices may not be available in all areas